Official Loan Portfolio
All Types of Loan Services Provided
Explore our curated credit facilities covering retail mortgages, unsecured working capital, CGTMSE guarantee loans, and institutional expansion across 50+ partnered lenders.
Product #1
Home Loan
Purchase new residential property, build on existing plot, or transfer your existing loan for lower monthly installments.
Interest Rate
From 7.20% p.a.
Max Limit
₹15 Crores
Tenure
30 Years
Starting interest rate from 7.20% p.a.
Zero hidden charges with fully transparent terms
Balance transfer with additional top-up facility
Flexible floating & fixed rate choices
Income tax rebate on principal & interest repayments
Eligibility Criteria
- • Salaried individuals with min ₹25,000/month salary
- • Self-employed professionals & business owners with 2+ years vintage
- • Age: 21 to 65 years
- • Credit profile assessment across 50+ lenders
Required Documents
- • PAN Card & Aadhaar Card
- • Last 6 months bank statement
- • Last 3 months salary slips or 2 years ITR
- • Property chain deeds & sanctioned layout plan
✓ Doorstep Pick-Up: Our representative collects documents directly from your home or office.
Product #2LRD Available
Loan Against Property (LAP & LRD)
Monetize residential, commercial, or industrial properties. Includes Lease Rental Discounting (LRD) against rental cashflows.
Interest Rate
From 7.75% p.a.
Max Limit
₹25 Crores
Tenure
15 Years
Starting interest rate from 7.75% p.a.
Lease Rental Discounting (LRD) against long-term commercial lease agreements
Mortgage residential, commercial, or industrial spaces
High Loan-to-Value (LTV) with structured repayments
Retain full ownership and operational usage of the mortgaged property
Eligibility Criteria
- • Clear, marketable property title without legal encumbrances
- • Salaried individuals, professionals, and corporate entities
- • Valid registered lease agreement for Lease Rental Discounting (LRD)
Required Documents
- • KYC documents of all co-borrowers
- • Property title deeds, prior ownership chain & tax receipts
- • Latest 1-year banking statements
- • Registered rent agreement & tenant profile (for LRD)
✓ Doorstep Pick-Up: Our representative collects documents directly from your home or office.
Product #3
Business Loan
Quick business loans designed to expand commercial operations, boost inventory, open new outlets, or scale manpower.
Interest Rate
14% p.a.
Max Limit
₹4 Crores
Tenure
3 - 4 Years
Fixed competitive interest rate at 14% p.a.
Loan sanctions of ₹4 Crores with flexible deployment
Loan tenure structured for 3 - 4 Years
Unsecured and CGTMSE-supported funding options available
Fast approvals with multi-bank bidding
Eligibility Criteria
- • Business vintage: Minimum 2 years in operation
- • Annual turnover of ₹40 Lakhs or above
- • Valid GST registration & active current account banking
- • Positive business cash flows
Required Documents
- • GST returns for last 12 months (GSTR-3B & GSTR-1)
- • Bank statements for primary business accounts (last 12 months)
- • ITR with computation of income & balance sheet (2 years)
- • Business proof (Udyam, MOA/AOA, Partnership Deed)
✓ Doorstep Pick-Up: Our representative collects documents directly from your home or office.
Product #4CGTMSE ₹5 Cr
Working Capital (CGTMSE & Cash Credit)
Revolving Cash Credit (CC), Overdraft (OD), and CGTMSE government credit guarantee facilities to maintain liquidity.
Interest Rate
From 8.85% p.a.
Max Limit
₹50 Crores
Tenure
Annual Renewal / 10 Years
CGTMSE facility covered up to ₹5 Crores
Collateral value 150% applied (Subject to Terms & Conditions)
Interest charged solely on utilized limits, not on total sanctioned line
Revolving overdraft & cash credit with seamless annual renewals
Ideal for meeting vendor liabilities, bulk raw material buys, and payroll
Eligibility Criteria
- • Manufacturing entities, trading houses, service providers & exporters
- • Clean debtor-creditor operating cycle
- • Eligible for CGTMSE scheme based on business turnover and viability
Required Documents
- • Stock, debtor, and creditor statement
- • 12 months current account bank statements
- • Audited financial statements with CMA data
- • GST returns & income tax records
✓ Doorstep Pick-Up: Our representative collects documents directly from your home or office.
Product #5
Education Loan
Financing tuition fees, accommodation, living expenses, travel, and laptops for Ivy League and global institutes.
Interest Rate
From 9.15% p.a.
Max Limit
₹1.5 Crores
Tenure
15 Years
100% funding covering tuition, living expenses & insurance
Moratorium period: Course duration + 6 to 12 months grace
Collateral-free options for top recognized universities worldwide
Income tax rebate on total interest paid under Section 80E
Eligibility Criteria
- • Confirmed admission in recognized university / college
- • Co-borrower (parent, spouse, or sibling) with steady income
- • Indian citizen with valid passport (for overseas study)
Required Documents
- • Admission letter with detailed fee schedule
- • Academic marks sheets (10th, 12th, Graduation, GRE/GMAT/IELTS)
- • Co-borrower KYC, bank statements, and income proof
✓ Doorstep Pick-Up: Our representative collects documents directly from your home or office.
Product #6
School / College Funding
Tailored debt financing for educational trusts, societies, and private colleges for building campuses, labs, and modern auditoriums.
Interest Rate
From 9.75% p.a.
Max Limit
₹100 Crores
Tenure
15 Years
Structured specifically for Trusts, Societies, and Section 8 entities
Repayment schedules mapped to student fee collection cycles
Funding for academic blocks, smart classrooms, hostels, and sports arenas
Multi-bank consortium syndication for large institutions
Eligibility Criteria
- • Registered Educational Trust / Society / Section 8 Entity
- • Affiliation with recognized boards (CBSE, ICSE, UGC, AICTE, State Boards)
- • Minimum 3 years operational history
Required Documents
- • Trust Deed / Society Registration & Bylaws
- • 3 years audited financial statements with audit reports
- • Affiliation & statutory recognition certificates
- • Project report with bills of quantity (BOQ) & architectural layout
✓ Doorstep Pick-Up: Our representative collects documents directly from your home or office.
Product #7
Hospital & Healthcare Funding
Financing for private hospitals, nursing homes, diagnostic chains, and medical colleges for advanced equipment and bed capacity expansion.
Interest Rate
From 9.25% p.a.
Max Limit
₹75 Crores
Tenure
12 Years
High-ticket lending aligned with healthcare cash flows
Funding for MRI/CT equipment, robotic surgery, and diagnostic labs
Working capital support for pharmaceuticals and consumable inventory
Moratorium period during civil construction & equipment installation
Eligibility Criteria
- • Registered private hospitals, multispecialty clinics, or diagnostic centers
- • Promoters/doctors with recognized medical qualifications
- • Required statutory clearances (Fire NOC, Pollution Board, Clinical Establishment)
Required Documents
- • Registration certificate under Clinical Establishment Act
- • Promoter credentials & doctor registrations
- • Last 3 years audited balance sheet & P&L
- • Equipment vendor proforma invoices & project plan
✓ Doorstep Pick-Up: Our representative collects documents directly from your home or office.